# Professional Financial Advisors Rockville, MD - Apollon CIC Group - Financial Planner > Our professional financial advisors and financial planners in Rockville MD, Owings Mills MD, and the Washington D.C. area have the training, education, and background to meet your strategic goals. Call us today! > At CIC Wealth of Apollon, our clients are our top priority. We take the time to get to know your personal situation, so that we can deliver professional financial planning solutions that meet your individualized needs. We invest as much time as necessary to educate you on all of the options and strategies available. Our goal is to make you feel empowered make decisions and confident that strategies we put into place will lead you in the right direction. Our team of investment and financial advisors have over 100 years of collective experience. CIC Wealth of Apollon has been featured on Forbes, The Wall Street Journal, The Washington Post, and highly recognized by the financial media. We regularly post about the intersections between wisdom in financial markets and in leading a successful life. We are proud to be a trusted resource for wealth management strategies in Rockville, MD and the surrounding areas ## Pages - [Testimonials](https://cic-wealth.com/testimonials/) - [Who We Serve](https://cic-wealth.com/our-clients/) - [For Advisors](https://cic-wealth.com/for-advisors/) - [Well Established Team](https://cic-wealth.com/well-established-team/) - [High Touch Client Service](https://cic-wealth.com/high-touch-client-service/) - [Our Services](https://cic-wealth.com/services/) - [Who We Are](https://cic-wealth.com/who-we-are/) - [Building Financial & Community Strength](https://cic-wealth.com/giving-back/) - [Our Team](https://cic-wealth.com/our-team/) - [Privacy Policy](https://cic-wealth.com/privacy-policy/) - [About](https://cic-wealth.com/about/) - [Healthcare Provider Legal Issues](https://cic-wealth.com/healthcare-provider-legal-issues-2/) - [News](https://cic-wealth.com/news/) - [Print Media](https://cic-wealth.com/print-media-2/) - [When Does a Roth Conversion Make Sense?](https://cic-wealth.com/when-does-a-roth-conversion-make-sense/) - [How to Avoid an IRA Rollover Mistake](https://cic-wealth.com/how-to-avoid-an-ira-rollover-mistake/) - [The Impact of Inflation on Your Retirement Savings](https://cic-wealth.com/the-impact-of-inflation-on-your-retirement-savings/) - [How Do You Create a Simple Retirement Income Plan?](https://cic-wealth.com/how-do-you-create-a-simple-retirement-income-plan/) - [Wealth Advisors Rockville](https://cic-wealth.com/wealth-advisors-rockville/) - [Professional Financial Planning Advisor Rockville](https://cic-wealth.com/professional-financial-planning-advisor-rockville/) - [Wall Street Analysts Predict Stock Market's Next Big Winners](https://cic-wealth.com/wall-street-analysts-predict-stock-markets-next-big-winners/) - [Payroll Growth in June Exceeds Expectations](https://cic-wealth.com/payroll-growth-in-june-exceeds-expectations/) - [Kamala Harris Among Wealthiest of 2020 Democratic Presidential Candidates ](https://cic-wealth.com/kamala-harris-among-wealthiest-of-2020-democratic-presidential-candidates/) - [Federal Reserve Chair Jerome Powell to Testify Before the House Financial Services Committee](https://cic-wealth.com/federal-reserve-chair-jerome-powell-to-testify-before-the-house-financial-services-committee/) - [Bill Gates Says Losing Android to Microsoft Was His "Biggest Mistake"](https://cic-wealth.com/bill-gates-says-losing-android-to-google-was-his-biggest-mistake/) - [Bernie Sanders Announces Plan to Erase $1.6 Trillion Outstanding Student Debt](https://cic-wealth.com/bernie-sanders-announces-plan-to-erase-1-6-trillion-outstanding-student-debt/) - [Johnson & Johnson and Colgate Ordered to Pay 9.6 Million in Talc Cancer Case](https://cic-wealth.com/johnson-johnson-and-colgate-ordered-to-pay-9-6-million-in-talc-cancer-case/) - [Facebook Announces New Cryptocurrency Libra](https://cic-wealth.com/facebook-announces-new-cryptocurrency-libra/) - [Jeff Bezos' Mother Was a Single Teen Who Took Him to Night School When He Was an Infant](https://cic-wealth.com/jeff-bezos-mother-was-a-single-teen-who-took-him-to-night-school-when-he-was-an-infant/) - [Find Out How Much Facebook, Google and Other Tech Companies Pay Their Software Engineers](https://cic-wealth.com/find-out-how-much-facebook-google-and-other-tech-companies-pay-their-softwear-engineers/) - [What do Brad Pitt, Steve Job’s widow, and UK-based stock-picker all have in common?](https://cic-wealth.com/what-do-brad-pitt-steve-jobs-widow-laurene-powell-jobs-and-uk-based-stock-picker-neil-woodford-all-have-in-common/) - [World's Largest Airplane Up for Sale for $400 Million](https://cic-wealth.com/worlds-largest-airplane-up-for-sale-for-400-million/) - [Boeing Sells Zero Plane Orders on First Day of Paris Air Show](https://cic-wealth.com/boeing-sells-zero-plane-orders-on-first-day-of-paris-air-show/) - [Apple CEO Tim Cook Takes Aim at Tech Companies During Stanford Commencement Speech](https://cic-wealth.com/apple-ceo-tim-cook-takes-aim-at-tech-companies-during-stanford-commencement-speech/) - [Netflix Stock May Be on an Uptrend After Getting Stuck in Tight Trading Range](https://cic-wealth.com/netflix-stock-may-be-on-an-uptrend-after-getting-stuck-in-tight-trading-range/) - [Goldman Sachs Superstar Portfolio Beats the Stock Market for Third Year](https://cic-wealth.com/goldman-sachs-superstar-portfolio-beats-the-stock-market-for-third-year/) - [Apple Cancels Previously Announced Plans for AirPower Charging Mat](https://cic-wealth.com/apple-cancels-previously-announced-plans-for-airpower-charging-mat/) - [Theresa May Loses Crucial Brexit Vote for Third Time](https://cic-wealth.com/theresa-may-loses-crucial-brexit-vote-for-third-time/) - [Kellogg Sells Off Cookie Brands To Ferrero for $1.3 Billion](https://cic-wealth.com/kellogg-sells-off-cookie-brands-to-ferrero-for-1-3-billion/) - [Lyft Stock Sinks Below IPO Price on Second Day of Trading](https://cic-wealth.com/lyft-stock-sinks-below-ipo-price-on-second-day-of-trading/) - [Icelandic Budget Airline Wow Air Cancels All Flights Leaving Passengers Stranded](https://cic-wealth.com/icelandic-budget-airline-wow-air-cancels-all-flights-leaving-passengers-stranded/) - [Uber's Growth Slows in Dara Khosrowshahi’s First Full Year as CEO](https://cic-wealth.com/ubers-growth-slows-in-dara-khosrowshahis-first-full-year-as-ceo/) - [U.S. Army Chooses Palantir Technologies for $800 Million Defense Contract](https://cic-wealth.com/u-s-army-chooses-palantir-technologies-for-800-million-defense-contract/) - [Apple Announces New Joint Credit Card With Goldman Sachs](https://cic-wealth.com/apple-announces-new-joint-credit-card-with-goldman-sachs/) - [Former UBS Broker Sentenced To a Year and a Day in Prison](https://cic-wealth.com/former-ubs-broker-sentenced-to-a-year-and-a-day-in-prison/) - [Amazon Aggressively Blocking Unprofitable Ads](https://cic-wealth.com/amazon-aggressively-blocking-unprofitable-ads/) - [Crashed Boeing Jets Lacked Two Key Safety Features Due to Cost](https://cic-wealth.com/crashed-boeing-jets-lacked-two-key-safety-features-due-to-cost/) - [Mortgage Rates Drop Sharply After Federal Reserve Announcement](https://cic-wealth.com/mortgage-rates-drop-sharply-after-federal-reserve-announcement/) - [Apple Set to Announce Secretive New Video Streaming Service](https://cic-wealth.com/apple-set-to-announce-secretive-new-video-streaming-service/) - [Financial Advisors Rockville MD](https://cic-wealth.com/financial-advisors-rockville-md-4/) - [Investment Advisor Rockville MD](https://cic-wealth.com/investment-advisor-rockville-md-2/) - [What Are The Top 5 Reasons To Hire A Financial Advisor?](https://cic-wealth.com/what-are-the-top-5-reasons-to-hire-a-financial-advisor/) - [What Are Some Tips For Reducing Debt?](https://cic-wealth.com/what-are-some-tips-for-reducing-debt/) - [What Are Some Common Financial Mistakes?](https://cic-wealth.com/what-are-some-common-financial-mistakes/) - [What Are The Benefits Of Working With A Financial Advisor?](https://cic-wealth.com/what-are-the-benefits-of-working-with-a-financial-advisor/) - [How Can A Financial Advisor Help Manage Your Wealth?](https://cic-wealth.com/how-can-a-financial-advisor-help-manage-your-wealth/) - [How Much Should I Be Saving?](https://cic-wealth.com/how-much-should-i-be-saving/) - [Do I Need A Financial Planner?](https://cic-wealth.com/do-i-need-a-financial-planner/) - [How Can You Protect Assets During A Divorce?](https://cic-wealth.com/how-can-you-protect-assets-during-a-divorce/) - [Why Use A Financial Planner?](https://cic-wealth.com/why-use-a-financial-planner/) - [Resources](https://cic-wealth.com/resources/) - [Sitemap](https://cic-wealth.com/sitemap/) - [Investment Advisor Owings Mills](https://cic-wealth.com/investment-advisor-owings-mills/) - [Wealth Management Owings Mills](https://cic-wealth.com/wealth-management-owings-mills/) - [Wealth Management Rockville](https://cic-wealth.com/wealth-management-rockville/) - [Financial Advisors Owings Mills](https://cic-wealth.com/financial-advisors-owings-mills/) - [Financial Advisor Owings Mills](https://cic-wealth.com/financial-advisor-owings-mills/) - [Wealth Advisor Owings Mills](https://cic-wealth.com/wealth-advisor-owings-mills/) - [Find A Financial Advisor In Rockville, MD](https://cic-wealth.com/find-a-financial-advisor-in-rockville-md/) - [Home](https://cic-wealth.com/) - [Contact Us](https://cic-wealth.com/contact/) - 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[Custom Portfolio](https://cic-wealth.com/custom-portfolio/) - [The Apollon CIC Group Story](https://cic-wealth.com/our-story/) - [A Strategic Investment Approach](https://cic-wealth.com/investment-phiosophy/) - [Strategic Philanthropy](https://cic-wealth.com/strategic-philanthropy/) - [Advanced Planning](https://cic-wealth.com/portfolio-management/) ## Posts - [Using Settlement Funds To Build Long Term Financial Security](https://cic-wealth.com/using-settlement-funds-to-build-long-term-financial-security/) - [4 Questions That Finalize Agreements](https://cic-wealth.com/4-questions-that-finalize-agreements/) - [How To Safeguard Your Earnings From Wage Garnishment](https://cic-wealth.com/how-to-safeguard-your-earnings-from-wage-garnishment/) - [Protecting Assets Through Trusts](https://cic-wealth.com/protecting-assets-through-trusts/) - [Don’t Leave Your Kids to Chance](https://cic-wealth.com/dont-leave-your-kids-to-chance/) - [International Trade Laws](https://cic-wealth.com/international-trade-laws/) - [Common Challenges In Wage Claims](https://cic-wealth.com/common-challenges-in-wage-claims/) - [Apollon’s Malcolm Ethridge: Growth in EV adoption will benefit players like GM](https://cic-wealth.com/cic-wealths-malcolm-ethridge-growth-in-ev-adoption-will-benefit-players-like-gm/) - [Ethridge: Diversify away from the FAANG trade](https://cic-wealth.com/ethridge-diversify-away-from-the-faang-trade/) - [Apollon CIC Group’s Malcolm Etheridge: Retirees need to be careful winding down their portfolio in the future](https://cic-wealth.com/cic-wealths-malcolm-etheridge-retirees-need-to-be-careful-winding-down-their-portfolio-in-the-future/) - [Advisory Firms Go Way Outside Traditional Recruiting Channels to Find New Talent](https://cic-wealth.com/advisory-firms-go-way-outside-traditional-recruiting-channels-to-find-new-talent/) - [Inherited $500K? Or $1 million? Here’s how to make that money act like a monthly pension](https://cic-wealth.com/inherited-500k-or-1-million-heres-how-to-make-that-money-act-like-a-monthly-pension/) - [Why We Plan](https://cic-wealth.com/why-we-plan/) - [Apollon’s Wibberley: Would rather own Disney over Netflix...](https://cic-wealth.com/cic-wealths-wibberley-would-rather-own-disney-over-netflix/) - [Wibberley: Wells Fargo is working on getting its house in order...](https://cic-wealth.com/wibberley-wells-fargo-is-working-on-getting-its-house-in-order/) - [Stocks Skid as Major Indexes Shed 2018 Gains](https://cic-wealth.com/stocks-skid-as-major-indexes-shed-2018-gains/) - [Top 50 Best Places To Work For Financial Advisers in 2018](https://cic-wealth.com/top-50-best-places-to-work-for-financial-advisers-in-2018/) - [Washington Tumult Jolts Stocks, Sends Dollar Lower](https://cic-wealth.com/washington-tumult-jolts-stocks-sends-dollar-lower/) - [Stock Selloff Hits Limits As Investors Undo Bets](https://cic-wealth.com/stock-selloff-hits-limits-as-investors-undo-bets/) - [Advanced Planning: Business Owner or Key Executive? You Need To Know About The RPT](https://cic-wealth.com/advanced-planning-business-owner-or-key-executive-you-need-to-know-about-the-rpt/) - [Are You Missing These Tax Deductions?](https://cic-wealth.com/are-you-missing-these-tax-deductions/) - [3 Ways To Boost Your Retirement With A Roth IRA](https://cic-wealth.com/3-ways-to-boost-your-retirement-with-a-roth-ira/) - [Financial Advisors Must Fine-Tune Their Approach To Niche Markets](https://cic-wealth.com/financial-advisors-must-fine-tune-their-approach-to-niche-markets/) - [Advisers Reassure Concerned Clients On Another Stressful Day](https://cic-wealth.com/advisers-reassure-concerned-clients-on-another-stressful-day/) - [Why Global Investing Will Improve Your Portfolio](https://cic-wealth.com/why-global-investing-will-improve-your-portfolio/) - [Advisors: Time To Look Beyond Dividends](https://cic-wealth.com/advisors-time-to-look-beyond-dividends/) - [Wild Trading Exposed Flaws In ETFs](https://cic-wealth.com/wild-trading-exposed-flaws-in-etfs/) - [How To Avoid Making Mistakes With Your 529 College Savings](https://cic-wealth.com/how-to-avoid-making-mistakes-with-your-529-college-savings/) - [Here’s How Many Bank Accounts You Really Need](https://cic-wealth.com/heres-how-many-bank-accounts-you-really-need/) - [Afraid Your Retirement Nest Egg Won’t Last Long? You’re Not Alone.](https://cic-wealth.com/afraid-your-retirement-nest-egg-wont-last-long-youre-not-alone/) - [Investors: Fed Rate Hike On Hold Until Later In Year](https://cic-wealth.com/investors-fed-rate-hike-on-hold-until-later-in-year/) - [The Biggest Financial Hurdles for 20-Somethings](https://cic-wealth.com/the-biggest-financial-hurdles-for-20-somethings/) - [Empower Your Daughter As An Investor](https://cic-wealth.com/empower-your-daughter-as-an-investor/) - [Morning MoneyBeat: Bargain Hunting for Energy Stocks](https://cic-wealth.com/morning-moneybeat-bargain-hunting-for-energy-stocks/) - [Money Life Radio](https://cic-wealth.com/money-life-radio/) - [Easy Ways to Spark Small Savings Boosts](https://cic-wealth.com/easy-ways-to-spark-small-savings-boosts/) - [Traders Fight to Keep Clients’ Fears in Check](https://cic-wealth.com/traders-fight-to-keep-clients-fears-in-check/) - [Five Misconceptions of Retirement Plan Participants](https://cic-wealth.com/five-misconceptions-of-retirement-plan-participants/) - [Rivals Target Pimco Investors](https://cic-wealth.com/rivals-target-pimco-investors/) - [Personal Accountability in a DC World](https://cic-wealth.com/personal-accountability-in-a-dc-world/) - [TAD Relocation](https://cic-wealth.com/tad-relocation/) - [PIC Corporate Challenge](https://cic-wealth.com/pic-corporate-challenge/) - [Un – Retiring: A New Boomer Phenomena](https://cic-wealth.com/un-retiring-a-new-boomer-phenomena/) - [FIAs as Solution For Worst-Case Scenarios](https://cic-wealth.com/fias-as-solution-for-worst-case-scenarios/) - [Top Mortgage Mistakes Clients Make](https://cic-wealth.com/top-mortgage-mistakes-clients-make/) - [Male RIA Execs Draft All-Female Advisory Board](https://cic-wealth.com/male-ria-execs-draft-all-female-advisory-board/) - [Some Still Wary on Shake-Up at Gross's Pimco](https://cic-wealth.com/some-still-wary-on-shake-up-at-grosss-pimco/) - [Apollon Establishes New Multi-Industry Advisory Board to Expand Service Model and Marketing Reach](https://cic-wealth.com/cic-wealth-establishes-new-multi-industry-advisory-board-to-expand-service-model-and-marketing-reach/) - [MoneyLife Radio with Chuck Jaffe – Market Call with Andrew Goodman](https://cic-wealth.com/moneylife-radio-with-chuck-jaffe-market-call-with-andrew-goodman/) - [Advisers Remain Wary of Frontier Markets](https://cic-wealth.com/advisers-remain-wary-of-frontier-markets/) - [Seeking Yield? Try Traveling](https://cic-wealth.com/seeking-yield-try-traveling-2/) - [Energy Players, It’s Not A Sprint, It’s A Marathon](https://cic-wealth.com/energy-players-its-not-a-sprint-its-a-marathon/) - [Things Advisors Need To Know](https://cic-wealth.com/things-advisors-need-to-know/) - [Michael B. Fein Of Apollon CIC Group Management Attends Exclusive Conference For Financial Advisors And Gives Back To Puerto Rico Youth](https://cic-wealth.com/michael-b-fein-of-cic-wealth-management-attends-exclusive-conference-for-financial-advisors-and-gives-back-to-puerto-rico-youth/) - [Wells Fargo Thunders To A Buy Among Financials](https://cic-wealth.com/wells-fargo-thunders-to-a-buy-among-financials-2/) - [Union Pacific: The Unseen Energy Trade](https://cic-wealth.com/union-pacific-the-unseen-energy-trade/) - [Riding The Road To Recovery](https://cic-wealth.com/riding-the-road-to-recovery-2/) - [Voices: Ryan Wibberley, On Business-Development Companies](https://cic-wealth.com/voices-ryan-wibberly-on-business-development-companies/) - [Parsing The Cash Piles: Bad Storm Rising Or Stocking Up For A Sale?](https://cic-wealth.com/parsing-the-cash-piles-bad-storm-rising-or-stocking-up-for-a-sale/) - [U.S. advisers cut exposure to Europe as worries weigh](https://cic-wealth.com/u-s-advisers-cut-exposure-to-europe-as-worries-weigh/) ## FAQs - [What is wealth management, and how is it different from financial planning?](https://cic-wealth.com/?faq=5-duis-aute-irure-dolor-in-reprehenderit-in-voluptate-velit-esse-cillum-dolore-eu-fugiat-nulla-pariatur) - [How do I assess my risk tolerance before investing?](https://cic-wealth.com/?faq=4-duis-aute-irure-dolor-in-reprehenderit-in-voluptate-velit-esse-cillum-dolore-eu-fugiat-nulla-pariatur) - [What does risk management mean in personal finance?](https://cic-wealth.com/?faq=3-duis-aute-irure-dolor-in-reprehenderit-in-voluptate-velit-esse-cillum-dolore-eu-fugiat-nulla-pariatur) - [What is an investment advisor?](https://cic-wealth.com/?faq=2-duis-aute-irure-dolor-in-reprehenderit-in-voluptate-velit-esse-cillum-dolore-eu-fugiat-nulla-pariatur) - [What is financial planning, and why do I need it?](https://cic-wealth.com/?faq=1-duis-aute-irure-dolor-in-reprehenderit-in-voluptate-velit-esse-cillum-dolore-eu-fugiat-nulla-pariatur) ## Members - [Heather Betz](https://cic-wealth.com/heather-betz/) - [Amanda Johnston](https://cic-wealth.com/amanda-hoy/) - [Jaimee Wibberley](https://cic-wealth.com/jaimee-wibberley/) - [Dawn Wright](https://cic-wealth.com/dawn-wright/) - [Austin Pearl](https://cic-wealth.com/austin-pearl/) - [James Pessagno](https://cic-wealth.com/james-pessagno/) - [Rich Sebastian](https://cic-wealth.com/rich-sebastian/) - [Andy Smith](https://cic-wealth.com/andy-smith/) - [Frank Cappadora](https://cic-wealth.com/frank-cappadora/) - [Michael Fein](https://cic-wealth.com/michael-fein/) - [Ryan Wibberley](https://cic-wealth.com/ryan-wibberley/) > At CIC Wealth of Apollon, our mission is to help you secure your financial security and independence. Our Owings Mills financial advisor takes the time to thoroughly understand your goals and your dreams to inform tailored growth strategies. We believe in empowering clients to make decisions that align with their interests, and our knowledge-first approach puts you in control. It is our honor to serve individuals, families, and businesses throughout Maryland, and our team is committed to delivering the best possible financial management services.